BudgetWise
See where your money goes, without giving up your privacy.
BudgetWise is privacy-first personal finance. Set up a 50/30/20 budget in seconds, track expenses, and watch your net worth grow, all without linking a bank account.
Overview
A private budget planner and expense tracker
BudgetWise is a budgeting app that sets up a 50/30/20 budget in seconds, tracks your expenses, follows your net worth and plans your debt payoff with the avalanche or snowball method. All of it works without linking a bank account.
Plan your debt payoff with the avalanche or snowball method, get bill reminders and see clear insights into your spending. Everything stays on your device.
instant budget setup
bank logins needed
on-device data
Features
Everything you need, nothing you don't.
50/30/20 budget
Set up a proven budget in seconds, then tweak it to fit your life.
Expense tracking
Log spending quickly, with smart categories.
Net worth tracker
Assets versus liabilities, so you see your real financial picture.
Debt payoff planner
Avalanche and snowball strategies to become debt-free faster.
Bill reminders
Never miss a due date again.
No bank linking
Total privacy. Everything stays on your device and works offline.
Inside the app
Take a look around.
← Drag to explore →
How it works
Three steps. That's it.
Set your income
BudgetWise splits it into needs, wants and savings.
Track as you spend
Log expenses in a tap and stay inside your plan.
Grow your net worth
Pay down debt and watch your progress climb.
Pricing
Start free. Upgrade if you love it.
Pro
In-app upgrade
- ★ Net worth tracker
- ★ Debt payoff planner
- ★ Advanced insights
- ★ No ads
Upgrade any time from inside the app. Current prices are shown on Google Play.
It's a simple plan where 50% of income goes to needs, 30% to wants and 20% to savings or paying off debt.
